The financial sector include banking and non-banking financial sectors, which includes capital market, insurance, mortgage finance, micro finance, financial leasing, and factoring. Capital markets are considered a reflection of the overall national economy's performance. They also represent a significant tool for pricing financial assets and determining the impact of the development of economy on those assets. Capital markets are an efficient mean in directing savings to investment channels. The more efficient this function is in terms of availability of offerings that address various investors' needs and their timely issuance, the best allocation of resources is accomplished.